It’s vital for everyone who drives in the Lake City area to understand the risks they can face on the road. Car accidents happen every day for various reasons, and Florida law requires all drivers to use their own insurance to pay for resulting damages under the state’s no-fault rule. However, it does not mean you have no grounds for legal recourse against the driver responsible for causing your recent accident in Lake City.
The attorneys at Spohrer Dodd have extensive experience with car accident claims in Lake City, and we know the various legal challenges you might face as you seek compensation for the damages you or a loved one suffered in a recent accident. It’s vital to not only know the most dangerous intersections and roads in the area but also what to do if you do experience an accident because of another driver’s negligence or illegal misconduct.
Lake City is situated in the North-Central region of the state, roughly halfway between Jacksonville and Tallahassee. While it is not a major metropolitan area compared to some of the other busy areas of the state, US-441 and US-41 pass through Lake City and are two of the statistically most dangerous highways in the state.
Accidents are more likely to happen at intersections when drivers are not paying attention to their surroundings and posted traffic signals. Distracted driving is a leading cause of all vehicle accidents throughout the United States each year, and even momentary inattention behind the wheel has the potential to cause a devastating crash. Accidents may also occur at intersections because of moving violations such as illegal turns and running red lights or stop signs.
Florida’s no-fault rule for car accidents means that your own auto insurance policy will be your first avenue of recovery after an accident, regardless of fault. It does not matter if another driver is clearly responsible for causing your accident; you must file a claim against your own insurance policy before you can seek any other compensation through a personal injury claim.
Your attorney can help file an auto insurance claim and resolve any disputes raised by the insurance carrier. While most insurance companies process claims for coverage in good faith, there is always a chance you could encounter unexpected complications with your claim filing process. Your attorney can resolve any such issues for you.
If you have outstanding damages that insurance cannot cover, your attorney can help file a personal injury suit against the driver who caused your accident in Lake City. Under Florida’s personal injury statutes, it is possible to hold them accountable for all economic losses you suffered because of their actions, including vehicle repair costs, medical expenses, and lost income not covered by your insurance.
You also have the right to claim financial compensation for the physical pain and psychological distress you experienced because of the accident they caused. Your attorney can help determine the full potential value of your personal injury claim and guide you through the proceedings necessary to secure your case award. The sooner you consult with an attorney, the more likely you are to succeed with your recovery efforts.
A: The state enforces the no-fault rule for vehicle accidents, meaning drivers are expected to use their own insurance to pay for any damages they sustain in an accident, regardless of fault. However, you can still have grounds to file a personal injury claim if another driver is at fault for your recent accident and the damages they caused exceed the extent of your insurance coverage.
A: After you secure as much compensation as you can through your auto insurance, any outstanding damages may be included in a personal injury claim against the at-fault driver. The total value of this claim will depend on the extent and severity of the damages you suffered. You have the right to claim full repayment of all economic damages the defendant inflicted, as well as pain and suffering compensation that reflects the severity of your condition.
A: Most car accidents reported in Lake City and surrounding areas happen because of negligence, such as distracted driving, speeding, and moving violations. It is also possible for accidents to happen because of illegal misconduct, the most common example of which is driving under the influence (DUI) of drugs or alcohol. A driver who causes an accident through illegal misconduct faces criminal prosecution and civil liability for the victim’s damages.
A: If you have lost a family member in a recent fatal accident, the driver at fault for causing the accident is liable for wrongful death. An experienced attorney can help the surviving family pursue a wrongful death claim, holding the defendant accountable for the damages caused by the at-fault driver and the family’s pain and suffering.
A: If you need to hire an attorney for a personal injury claim, it is important to verify a potential attorney’s billing policy before signing a contract for their representation so you know exactly what to expect when it comes to the cost of their legal services. Most attorneys taking personal injury clients offer contingency fee billing, meaning a client only pays a percentage of their final case award as their fee and only if the attorney wins their case.
Spohrer Dodd can help you approach the legal aftermath of a vehicle accident in Lake City with greater confidence. We have years of experience guiding clients throughout the state through all types of car accident cases, including confronting insurance carriers and building personal injury claims on their behalf. Contact us today to schedule a free consultation with our team and learn more about the professional legal services we offer.