In about a dozen states, including Florida, motorists are governed by a “no-fault” car insurance system. This means that in the event of an accident, neither party is considered at fault – even if one driver later receives a citation for a visible traffic violation such as speeding, running a red light, distracted driving or any other such negligent behavior.
In practice, this means that for every traffic accident in a no-fault state, each driver is required to file a claim with his or her own insurance company regardless of who is at fault. This can save everyone some time, but it does make it more difficult to obtain fair compensation when a negligent driver has caused you bodily harm and damaged your vehicle.
At Spohrer Dodd Trial Attorneys, we will analyze the details of your case, and we will work with you to craft a legal strategy tailored to your needs. We have recovered more than $1 billion for our clients, thanks to our deep experience in personal injury law.
No-fault car insurance laws were originally passed to help car accident victims cut through red tape by skipping the time-consuming process of legally determining fault after every accident. Although this was intended to help the average driver, no-fault laws have subsequently become heavily abused by scammers seeking to commit car insurance fraud, often with the help of corrupt chiropractors who provide made-up documentation for fake injuries. As a result, a number of states have been repealing their no-fault laws in recent years.
In states where no-fault laws are still in place, however, it is nonetheless possible to get significant compensation from negligent drivers in some cases. One key factor is the severity of the injury you have sustained. If your injury is deemed “serious,” in some states it is possible to assign fault and pursue a more standard personal injury lawsuit.
With the help of our firm’s in-house physician, we can quickly determine the severity of your injury in the eyes of the law, and formulate our legal strategy accordingly in order to get you the maximum compensation available.
Our Jacksonville no-fault insurance attorneys will uncover the base cause of your accident, identify the liable parties, analyze your medical condition and prognosis, and present a compelling analysis of your damages.